Alaska integrates financial literacy into existing courses rather than requiring a standalone class. The state has 84 financial literacy standards across 18 topic areas that are embedded within subjects like economics and social studies.
Last updated: March 2026
Does Alaska Require Financial Literacy Education?
Yes, through integration. Alaska requires financial literacy concepts to be taught within existing courses rather than as a standalone class. Alaska requires financial literacy standards integrated within social studies and career and technical education (CTE) curricula. There is no standalone financial literacy course mandate, but standards address personal finance and economic literacy across grade levels.
Mandate Details
- Status
- integrated
- Standalone Course
- No
- Grade Levels
- K-5, 6-8, 9-12
Key Agencies
What Are Alaska's Financial Literacy Standards?
Alaska has 84 financial literacy standards organized across 18 topic areas. These topics range from Financial Decision-Making & Behavior and Investing to Auto & Transportation Finance, covering the full spectrum of personal finance education.
How Alaska School Districts Adopt Financial Literacy Curriculum
Alaska is an open territory state, meaning individual districts have the authority to select and purchase curriculum directly without state-level approval. Alaska does not maintain a state-level adoption list for textbooks and instructional materials. Districts have autonomy in selecting materials and curriculum.
Purchasing Process
Individual school districts make independent purchasing decisions through their own procurement processes, RFPs, and vendor negotiations. There is no statewide adoption or mandated purchasing through a state list.
Decision Level
Purchasing decisions are made at the school district level. Districts may use cooperative purchasing agreements, but final selection authority rests with individual districts.
Cooperative Purchasing Options
Curriculum That Meets Alaska's Financial Literacy Standards
Districts looking for a standards-aligned financial literacy curriculum can use iKnowFi Academy — a self-paced, online platform built on the Absorb LMS that maps directly to Alaska's learning objectives. iKnowFi Academy covers 78 of 84 standards (92.9% coverage) across 10 courses.
Alaska Standards Coverage
92.9%Aligned Courses
Borrowing Money
Establishing Credit
Financial Building Blocks
Financial Preparation and Recovery
Making Housing Decisions
Managing Your Debt
Managing Your Money
The Importance of Saving
Using Credit Cards
Your Financial Future
Alaska's Financial Literacy Standards & iKnowFi Academy Alignment
All 84 standards — 78 covered by iKnowFi Academy.
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Develop an understanding of the financial planning process. | CTE | Your Financial Future |
| PF.Una | Learn and apply financial techniques to properly analyze financial decisions such as retirement planning and estate planning. | CTE | Your Financial Future |
| PF.Una | Learn life skills and techniques related to financial planning, personal planning, goal setting, and career planning. | CTE | Managing Your Money |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Managing Your Money |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Managing Your Money |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Managing Your Money |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Calculate present value of a future dollar amount. | CTE | Your Financial Future |
| PF.Una | Calculate future value of an amount of money today. | CTE | Your Financial Future |
| PF.Una | Learn and apply financial techniques that lead to making better general investment planning decisions and for investments in stocks, bonds, and mutual funds. | CTE | Your Financial Future |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Your Financial Future |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Your Financial Future |
| PF.Una | Calculate present value of an ordinary annuity and annuity due. | CTE | — |
| PF.Una | Calculate future value of an ordinary annuity and annuity due. | CTE | — |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Evaluate options for payment on credit cards and the consequences of each option. | 9-12 | Using Credit Cards |
| SS.9-12.12 | Describe how a credit score impacts the ability to borrow money and at what rate. | 9-12 | Establishing Credit |
| SS.9-12.12 | Calculate the total cost of repaying a loan under various rates of interest and over different time periods. | 9-12 | Borrowing Money |
| PF.Una | Calculate simple interest on loan amounts. | CTE | Borrowing Money |
| PF.Una | Learn and apply financial techniques on how to make better automobile, housing, consumer loan, and borrowing decisions. | CTE | Establishing Credit |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Establishing Credit |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Managing Your Debt |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Learn life skills and techniques related to financial planning, personal planning, goal setting, and career planning. | CTE | Financial Building Blocks |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Building Blocks |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Financial Building Blocks |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Your Financial Future |
| SS.9-12.12 | Relate the way that intangible job benefits can affect a person’s personal life, career choices, and income. | 9-12 | — |
| SS.9-12.12 | Identify different types of jobs, career sectors, business and nonprofit development opportunities, and other opportunities to personally contribute in the economic workforce. | 9-12 | — |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Calculate tax contributions to local, state, and federal governments and describe the benefits that the taxes may provide to individual and societal structures. | 9-12 | Financial Preparation and Recovery |
| PF.Una | Develop an overview understanding of how to manage taxes, cash and savings. | CTE | Financial Preparation and Recovery |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Preparation and Recovery |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Financial Preparation and Recovery |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Financial Preparation and Recovery |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Financial Preparation and Recovery |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Prepare a budget or spending plan that depicts varying sources of income, a planned saving strategy, taxes, and other sources of fixed and variable spending. | 9-12 | Financial Building Blocks |
| PF.Una | Learn how to prepare personal financial statements and budgets. | CTE | Financial Building Blocks |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Building Blocks |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Financial Building Blocks |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Financial Building Blocks |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Financial Building Blocks |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Explain various types of insurance and the purpose of using insurance to protect financial interests. | 9-12 | Financial Preparation and Recovery |
| PF.Una | Develop an understanding of life, health, and property insurance needs and decisions. | CTE | Financial Preparation and Recovery |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Preparation and Recovery |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Financial Preparation and Recovery |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Explain the various types of currency. | 9-12 | Managing Your Money |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Managing Your Money |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Managing Your Money |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Managing Your Money |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Investigate ways that personal information is fraudulently obtained. | 9-12 | Financial Preparation and Recovery |
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Preparation and Recovery |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Financial Preparation and Recovery |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Learn and apply financial techniques on how to make better automobile, housing, consumer loan, and borrowing decisions. | CTE | Making Housing Decisions |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Making Housing Decisions |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Making Housing Decisions |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Learn and apply financial techniques to properly analyze financial decisions such as retirement planning and estate planning. | CTE | Your Financial Future |
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Your Financial Future |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Your Financial Future |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Your Financial Future |
| PFB | Instructional Topic Headings: Advanced Budgeting and Financial Planning (+10 more)
|
CTE | Your Financial Future |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more) | CTE | — |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF2 | Instructional Topic Headings: Financial Literacy (+11 more)
|
CTE | Your Financial Future |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Your Financial Future |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF1 | Instructional Topic: Employment Portfolio (+11 more)
|
CTE | Financial Preparation and Recovery |
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Financial Preparation and Recovery |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PFA | Instructional Topic Headings: Foundations of Economics and Personal Finance (+10 more)
|
CTE | Managing Your Money |
| SS.9-12.12 | Assess the effects of inflation on a personal finance portfolio, including the effects on income, spending, and saving. | 9-12 | — |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Examine the opportunities for earning income, including wages/salaries, commissions, benefits, asset development, and dividends. | 9-12 | Financial Building Blocks |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| SS.9-12.12 | Assess the economic advantages of saving in a personal account and other long- and short-term investment accounts. | 9-12 | The Importance of Saving |
| ID | Standard | Grade | iKnowFi Academy Course |
|---|---|---|---|
| PF.Una | Learn and apply financial techniques on how to make better automobile, housing, consumer loan, and borrowing decisions. | CTE | Borrowing Money |
Alaska Financial Literacy FAQ
Alaska integrates financial literacy into existing courses rather than requiring a standalone class.
Alaska requires financial literacy standards integrated within social studies and career and technical education (CTE) curricula. There is no standalone financial literacy course mandate, but standards address personal finance and economic literacy across grade levels.
Alaska requires financial literacy standards integrated within social studies and career and technical education (CTE) curricula. There is no standalone financial literacy course mandate, but standards address personal finance and economic literacy across grade levels.
Alaska's financial literacy standards apply to grades K-5, 6-8, 9-12. Standards are integrated into existing coursework.
Alaska has 84 financial literacy standards spanning 18 topic areas including Financial Decision-Making & Behavior, Credit & Debt, Investing, Taxes, Budgeting & Cash Flow.
Alaska's 84 standards are organized across 18 topics: Financial Decision-Making & Behavior, Credit & Debt, Investing, Taxes, Budgeting & Cash Flow, Insurance & Risk Management, Employment & Benefits, Banking & Payments, Identity Theft & Cyber Safety, Housing & Mortgages, Retirement Planning, Postsecondary Financing, Consumer Protection & Fraud, Entrepreneurship, Earning Income, Saving, Auto & Transportation Finance, Macroeconomics/Market Context.
Alaska is an open-territory state where individual districts purchase curriculum directly.
Individual school districts make independent purchasing decisions through their own procurement processes, RFPs, and vendor negotiations. There is no statewide adoption or mandated purchasing through a state list.
iKnowFi Academy covers 78 of Alaska's 84 financial literacy standards (93% coverage) across 10 self-paced online courses.
Each course is aligned to Alaska's specific learning objectives, built on the Absorb LMS, and includes built-in assessments. Teachers assign them and students work independently.
Get Your Free Alaska Standards Alignment Report
See exactly how iKnowFi Academy maps to each of Alaska's 84 financial literacy standards — standard by standard, module by module.
- 78 of 84 standards covered
- 10 self-paced courses, ready to assign
- Built-in assessments and progress tracking
- No schedule changes needed — students work independently
Ready to see the full alignment?
Free for Alaska school districts
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