Delaware integrates financial literacy into existing courses rather than requiring a standalone class. The state has 11 financial literacy standards across 8 topic areas that are embedded within subjects like economics and social studies.

Last updated: March 2026

11 Standards
8 Topic Areas
integrated Mandate Status
6-8, 9-12 Grade Levels

Does Delaware Require Financial Literacy Education?

Yes, through integration. Delaware requires financial literacy concepts to be taught within existing courses rather than as a standalone class. Delaware requires financial literacy content integrated into social studies and career readiness standards at multiple grade levels, but does not mandate a standalone course or specific adoption of materials.

Mandate Details

Status
integrated
Standalone Course
No
Grade Levels
6-8, 9-12
Legislation
HB 203 (The Equity and Inclusion in Financial Literacy for All High School Students in Delaware Act) (2025-10-09)

Key Agencies

Delaware Department of Education
State education agency; provides standards and curriculum guidance but does not manage adoption
Delaware School Boards Association
Represents school districts; manages cooperative purchasing agreements
What this means for districts: Teachers need resources that address financial literacy objectives within their existing courses. A standards-aligned supplement can help ensure coverage without requiring schedule changes.

What Are Delaware's Financial Literacy Standards?

Delaware has 11 financial literacy standards organized across 8 topic areas. These topics range from Financial Decision-Making & Behavior and Budgeting & Cash Flow to Consumer Protection & Fraud, covering the full spectrum of personal finance education.

1 standard
Financial Decision-Making & Behavior
1 covered
2 standards
Budgeting & Cash Flow
2 covered
2 standards
Saving
2 covered
1 standard
Banking & Payments
1 covered
1 standard
Credit & Debt
1 covered
1 standard
Investing
1 covered
1 standard
Insurance & Risk Management
1 covered
1 standard
Consumer Protection & Fraud
1 covered

How Delaware School Districts Adopt Financial Literacy Curriculum

Delaware is an open territory state, meaning individual districts have the authority to select and purchase curriculum directly without state-level approval. Delaware does not maintain a state adoption list for K-12 instructional materials. Districts have autonomy to select and purchase materials based on their needs.

Purchasing Process

Individual school districts in Delaware conduct their own procurement processes, including RFPs and vendor selection. The state does not mandate centralized adoption or purchasing.

Decision Level

Purchasing and curriculum decisions are made at the local school district level. Delaware's Department of Education provides standards and guidance, but does not control material selection.

Cooperative Purchasing Options

Delaware School Boards Association (DSBA) Cooperative Purchasing TIPS (Texoma Purchasing Consortium) - available to Delaware districts NJPA (New Jersey Public Purchasing Alliance) - regional cooperative option

Curriculum That Meets Delaware's Financial Literacy Standards

Districts looking for a standards-aligned financial literacy curriculum can use iKnowFi Academy — a self-paced, online platform built on the Absorb LMS that maps directly to Delaware's learning objectives. iKnowFi Academy covers 11 of 11 standards (100.0% coverage) across 6 courses.

Delaware Standards Coverage

100.0%
11 of 11 standards covered 6 courses

Aligned Courses

Establishing Credit

1 module · 1 standard aligned

Financial Building Blocks

1 module · 2 standards aligned

Financial Preparation and Recovery

2 modules · 2 standards aligned

Managing Your Money

2 modules · 3 standards aligned

The Importance of Saving

2 modules · 2 standards aligned

Your Financial Future

1 module · 1 standard aligned

Delaware's Financial Literacy Standards & iKnowFi Academy Alignment

All 11 standards — 11 covered by iKnowFi Academy.

Financial Decision-Making & Behavior 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard One Students will apply problem-solving strategies and cost benefit analysis to assess the consequences of financial decisions. 9-12 Managing Your Money
Budgeting & Cash Flow 2/2 covered
ID Standard Grade iKnowFi Academy Course
Standard One Students will create an overall financial plan for spending and saving to achieve personal goals. 9-12 Financial Building Blocks
Standard Two Students will analyze benefits and costs of various payment options while applying the mechanics of money management. 9-12 Financial Building Blocks
Saving 2/2 covered
ID Standard Grade iKnowFi Academy Course
Standard Three Students will demonstrate that personal savings and investment compound over time and contribute to meeting financial goals. 9-12 The Importance of Saving
Standard Three Students will evaluate the costs and benefits of major savings and investing options. 9-12 The Importance of Saving
Banking & Payments 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard Two Students will analyze benefits and costs of various payment options while applying the mechanics of money management. 9-12 Managing Your Money
Credit & Debt 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard Two Students will examine how ability to pay and personal credit history influences an individual’s financial opportunities and choices. 9-12 Establishing Credit
Investing 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard Three Students will demonstrate that personal savings and investment compound over time and contribute to meeting financial goals. 9-12 Your Financial Future
Insurance & Risk Management 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard Four Students will understand how to evaluate financial products and services to minimize financial risks. 9-12 Financial Preparation and Recovery
Consumer Protection & Fraud 1/1 covered
ID Standard Grade iKnowFi Academy Course
Standard Four Students will analyze how state and federal laws and regulations protect consumers. 9-12 Financial Preparation and Recovery

Delaware Financial Literacy FAQ

Delaware integrates financial literacy into existing courses rather than requiring a standalone class.

Delaware requires financial literacy content integrated into social studies and career readiness standards at multiple grade levels, but does not mandate a standalone course or specific adoption of materials.

Delaware's financial literacy requirement is established by HB 203 (The Equity and Inclusion in Financial Literacy for All High School Students in Delaware Act). Effective 2025-10-09.

Requires high school students to complete a minimum half-credit course in financial literacy as a graduation requirement, beginning with students entering grade 9 in the 2026-2027 school year.

Delaware's financial literacy standards apply to grades 6-8, 9-12. Standards are integrated into existing coursework.

Delaware has 11 financial literacy standards spanning 8 topic areas including Financial Decision-Making & Behavior, Budgeting & Cash Flow, Saving, Banking & Payments, Credit & Debt.

Delaware's 11 standards are organized across 8 topics: Financial Decision-Making & Behavior, Budgeting & Cash Flow, Saving, Banking & Payments, Credit & Debt, Investing, Insurance & Risk Management, Consumer Protection & Fraud.

Delaware is an open-territory state where individual districts purchase curriculum directly.

Individual school districts in Delaware conduct their own procurement processes, including RFPs and vendor selection. The state does not mandate centralized adoption or purchasing.

iKnowFi Academy covers 11 of Delaware's 11 financial literacy standards (100% coverage) across 6 self-paced online courses.

Each course is aligned to Delaware's specific learning objectives, built on the Absorb LMS, and includes built-in assessments. Teachers assign them and students work independently.

Get Your Free Delaware Standards Alignment Report

See exactly how iKnowFi Academy maps to each of Delaware's 11 financial literacy standards — standard by standard, module by module.

  • 11 of 11 standards covered
  • 6 self-paced courses, ready to assign
  • Built-in assessments and progress tracking
  • No schedule changes needed — students work independently

Ready to see the full alignment?

Free for Delaware school districts

Request Alignment Report Schedule a Demo
Last updated: March 2026