Florida requires financial literacy education for public school students, with mandates effective since 2020. The state has 116 financial literacy standards spanning 16 topic areas, covering grades K-5, 6-8, 9-12.

Last updated: March 2026

116 Standards
16 Topic Areas
required Mandate Status
K-5, 6-8, 9-12 Grade Levels

Does Florida Require Financial Literacy Education?

Yes. Florida requires financial literacy instruction for public school students. Florida requires financial literacy instruction as part of the social studies curriculum. Senate Bill 1554 (effective 2020) mandates that all K-12 students receive financial literacy education, with specific standards embedded in the B.E.S.T. (Benchmarks for Excellent Student Thinking) Standards for Social Studies.

Mandate Details

Status
required
Effective Year
2020
Standalone Course
No
Grade Levels
K-5, 6-8, 9-12
Legislation
SB 1054 (Dorothy L. Hukill Financial Literacy Act) (2022-07-01)

Key Agencies

Florida Department of Education and Early Development (FDEE) - Bureau of K-12 Curriculum and Instruction
Oversees state adoption process, curriculum standards development, and instructional material approval
Florida Department of Education - Textbook and Instructional Materials Adoption
Manages submission, evaluation, and approval of instructional materials for state adoption
Florida Educational Cooperative Services Organization (ECSO)
Provides cooperative purchasing agreements and group buying power for school districts
Florida Association of District School Superintendents
Represents district interests in procurement and adoption processes
What this means for districts: Schools must adopt curriculum that aligns to Florida's 116 financial literacy standards. Districts need to verify that their chosen curriculum maps to these specific requirements.

What Are Florida's Financial Literacy Standards?

Florida has 116 financial literacy standards organized across 19 topic areas. These topics range from Investing and Financial Decision-Making & Behavior to Macroeconomics/Market Context, covering the full spectrum of personal finance education.

18 standards
Investing
13 covered 5 gaps
17 standards
Financial Decision-Making & Behavior
8 covered 9 gaps
16 standards
Credit & Debt
16 covered
11 standards
Insurance & Risk Management
8 covered 3 gaps
6 standards
Earning Income
4 covered 2 gaps
6 standards
Taxes
6 covered
6 standards
Consumer Protection & Fraud
6 covered
6 standards
Banking & Payments
5 covered 1 gap
5 standards
Saving
3 covered 2 gaps
4 standards
Financial Systems & Regulation
2 covered 2 gaps
4 standards
Retirement Planning
3 covered 1 gap
3 standards
Budgeting & Cash Flow
3 covered
3 standards
Postsecondary Financing
3 covered
3 standards
Identity Theft & Cyber Safety
3 covered
3 standards
Entrepreneurship
0 covered 3 gaps
2 standards
Housing & Mortgages
2 covered
1 standard
Net Worth & Wealth Building
1 covered
1 standard
Employment & Benefits
0 covered 1 gap
1 standard
Macroeconomics/Market Context
0 covered 1 gap

How Florida School Districts Adopt Financial Literacy Curriculum

Florida is a state adoption state, meaning curriculum must appear on a state-approved list before districts can purchase it with state funds. Florida maintains a state-level adoption list for K-8 instructional materials, though districts retain some autonomy in secondary grades and supplemental materials.

Purchasing Process

Florida uses a state adoption system where the Department of Education approves instructional materials for K-8 core subjects. Districts must select from the state-approved list, though they may supplement with non-adopted materials.

Decision Level

The state Department of Education establishes the adoption list and sets standards, but individual districts make final selection decisions from approved materials. Secondary grades (9-12) have greater district autonomy.

Textbook Adoption Cycle

Cycle Length
6 years
Next Review
2030
Subject Area
Mathematics, English Language Arts, Science, Social Studies, and core subjects per state adoption schedule

Florida operates on staggered adoption cycles by subject area. Different subject areas are adopted in different years to spread the review and purchasing process. The state has been modernizing its adoption process with emphasis on digital materials and B.E.S.T. Standards alignment.

Cooperative Purchasing Options

Florida Joint Powers Association (FJPA) Educational Cooperative Services Organization (ECSO) Manatee County Schools Purchasing Cooperative Pinellas County Schools Purchasing Cooperative State Term Contracts through Florida Department of Management Services

Curriculum That Meets Florida's Financial Literacy Standards

Districts looking for a standards-aligned financial literacy curriculum can use iKnowFi Academy — a self-paced, online platform built on the Absorb LMS that maps directly to Florida's learning objectives. iKnowFi Academy covers 86 of 116 standards (74.1% coverage) across 10 courses.

Florida Standards Coverage

74.1%
86 of 116 standards covered 10 courses

Aligned Courses

Borrowing Money

3 modules · 5 standards aligned

Establishing Credit

4 modules · 5 standards aligned

Financial Building Blocks

2 modules · 6 standards aligned

Financial Preparation and Recovery

4 modules · 18 standards aligned

Making Housing Decisions

1 module · 2 standards aligned

Managing Your Debt

3 modules · 6 standards aligned

Managing Your Money

3 modules · 11 standards aligned

The Importance of Saving

1 module · 6 standards aligned

Using Credit Cards

3 modules · 7 standards aligned

Your Financial Future

4 modules · 20 standards aligned

Florida's Financial Literacy Standards & iKnowFi Academy Alignment

All 116 standards — 86 covered by iKnowFi Academy.

Investing 13/18 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.6.1 Explain the purpose of the following investments: stocks, bonds, mutual funds, index funds, ETFs, real estate, money markets, annuities and others. 9-12 Your Financial Future
SS.912.FL.6.3 Explain how the expenses of buying, selling, and holding financial assets decrease the rate of return from an investment. 9-12 Your Financial Future
SS.912.FL.6.5 Discuss the trade-off between risk and return in comparing financial investments. 9-12 Your Financial Future
SS.912.FL.6.6 Explain that shorter-term investments will likely have lower rates of return than longer-term investments. 9-12 Your Financial Future
SS.912.FL.6.7 Describe how diversifying investments in different types of financial assets can lower investment risk. 9-12 Your Financial Future
SS.912.FL.6.10 Explain that people vary in their willingness to take risks because the willingness depends on factors such as personality, income, time horizon, and family situation. 9-12 Your Financial Future
SS.912.FL.6.13 Describe the purpose of accounts that hold investments including retirement accounts, education accounts, and taxable brokerage accounts. 9-12 Your Financial Future
MA.912.FL.3.1 Compare simple, compound and continuously compounded interest over time. 9-12 The Importance of Saving
MA.912.FL.3.2 Solve real-world problems involving simple, compound and continuously compounded interest. 9-12 The Importance of Saving
MA.912.FL.3.3 Solve real-world problems involving present value and future value of money. 9-12 The Importance of Saving
MA.912.FL.3.4 Explain the relationship between simple interest and linear growth, compound interest and exponential growth, and continuously compounded interest and exponential growth. 9-12 The Importance of Saving
MA.912.FL.4.5 Compare different ways that portfolios can be diversified in investments. 9-12 Your Financial Future
MA.912.FL.4.6 Simulate the purchase of a stock portfolio with a set amount of money, and evaluate its worth over time considering gains, losses and selling, taking into account any associated fees. 9-12 Your Financial Future
SS.912.FL.6.2 Compare the ways that federal, state, and local tax rates vary on different types of investments. 9-12 —
SS.912.FL.6.4 Discuss that buyers and sellers in financial markets determine prices of financial assets and therefore influence the rates of return on those assets. 9-12 —
SS.912.FL.6.8 Describe how financial markets adjust to current events and financial news and that prices reflect what is publicly known about those financial assets. 9-12 —
SS.912.FL.6.9 Discuss ways that prices of financial assets are affected by interest rates, changes in domestic and international economic conditions, monetary policy and fiscal policy. 9-12 —
SS.912.FL.6.14 Evaluate the motives for using a digital currency. 9-12 —
Financial Decision-Making & Behavior 8/17 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.1.1 Evaluate and reflect on how values affect personal financial decision making. 9-12 Managing Your Money
SS.912.FL.3.1 Compare consumer decisions and analyze what influences a consumer’s decision-making process such as price, alternatives, income level, preferences, advertisements, and reviews. 9-12 Managing Your Money
SS.912.FL.3.2 Explain the positive or negative impacts of the consumption of a particular good or service. 9-12 Managing Your Money
SS.912.FL.3.3 Discuss that when buying a good, consumers may consider various aspects of the product including the product’s features. 9-12 Managing Your Money
SS.912.FL.3.4 Describe ways that consumers may be influenced by how the price of a good is expressed. 9-12 Managing Your Money
MA.912.FL.1.1 Extend previous knowledge of operations of fractions, percentages and decimals to solve real-world problems involving money and business. 9-12 Financial Building Blocks
MA.912.FL.1.2 Extend previous knowledge of ratios and proportional relationships to solve real-world problems involving money and business. 9-12 Financial Building Blocks
MA.912.FL.1.3 Solve real-world problems involving weighted averages using spreadsheets and other technology. 9-12 Financial Building Blocks
SS.912.FL.1.2 Understand how cognitive biases affect personal financial decision making. 9-12 —
SS.912.FL.1.3 Explain that loss aversion implies that losses brought about by a decision are weighed more than the gains, which may affect the final decision. 9-12 —
SS.912.FL.1.4 Explain that people place more weight on things they already have as opposed to things they do not. 9-12 —
SS.912.FL.1.5 Evaluate and reflect on how herd mentality affects personal financial decision making. 9-12 —
SS.912.FL.1.6 Describe how early information can provide an anchor that influences personal financial decisions. 9-12 —
SS.912.FL.1.7 Describe how people often focus on information that confirms their original beliefs when making personal financial decisions. 9-12 —
SS.912.FL.1.8 Provide examples of how people are affected by present bias. 9-12 —
SS.912.FL.3.5 Discuss ways people incur costs and realize benefits when searching for information related to their purchases of goods and services. 9-12 —
SS.912.FL.3.6 Explain that people may choose to donate money to charitable organizations because they gain satisfaction from donating. 9-12 —
Credit & Debt 16/16 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.5.1 Discuss ways that consumers can compare the cost of credit using the annual percentage rate, initial fees charged, and fees charged for late payment or missed payments. 9-12 Borrowing Money
SS.912.FL.5.2 Discuss that banks and financial institutions sometimes compete by offering credit at low introductory rates. 9-12 Using Credit Cards
SS.912.FL.5.3 Explain that loans can be unsecured or secured with collateral. 9-12 Borrowing Money
SS.912.FL.5.4 Discuss factors that influence the cost of borrowing from the perspective of the buyer and the seller, such as down payments and interest rates. 9-12 Borrowing Money
SS.912.FL.5.5 Explain that lenders make credit decisions based in part on consumer payment history. 9-12 Establishing Credit
SS.912.FL.5.6 Discuss that lenders can pay to receive a borrower’s credit score from a credit bureau. 9-12 Establishing Credit
SS.912.FL.5.7 Describe that credit reports and scores may be requested and used by employers, landlords, and insurance companies. 9-12 Establishing Credit
SS.912.FL.5.8 Examine that failure to repay a loan has significant consequences for borrowers such as negative entries on their credit report, repossession of property, garnishment of wages, and inability to obtain loans in the future. 9-12 Managing Your Debt
SS.912.FL.5.9 Explain that consumers who have difficulty repaying debt can seek assistance through credit counseling services and by negotiating directly with creditors. 9-12 Managing Your Debt
SS.912.FL.5.10 Explain how bankruptcy may be an option for consumers who are unable to repay debt. 9-12 Managing Your Debt
SS.912.FL.5.15 Analyze the costs and benefits associated with credit cards. 9-12 Using Credit Cards
SS.912.FL.5.16 Demonstrate an understanding of completing a loan application. 9-12 Borrowing Money
MA.912.FL.3.6 Calculate the finance charges and total amount due on a bill using various forms of credit using estimation, spreadsheets and other technology. 9-12 Using Credit Cards
MA.912.FL.3.8 Calculate using spreadsheets and other technology the total cost of purchasing consumer durables over time given different monthly payments, down payments, financing options and fees. 9-12 Borrowing Money
MA.912.FL.3.10 Analyze credit scores qualitatively. Explain how short-term and long-term purchases, including deferred payments, may increase or decrease credit scores. Explain how credit scores influence buying power. 9-12 Establishing Credit
MA.912.FL.3.11 Given a real-world scenario, establish a plan to pay off debt. 9-12 Managing Your Debt
Insurance & Risk Management 8/11 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.7.1 Describe how individuals vary with respect to their willingness to accept risk and why most people are willing to pay a small cost now to avoid a possible larger loss later. 9-12 Your Financial Future
SS.912.FL.7.2 Understand that insurance companies charge premiums to create a pool of money from which the company uses to pay for losses incurred by policyholders. 9-12 Financial Preparation and Recovery
SS.912.FL.7.3 Analyze and evaluate the cost-effectiveness of supplemental insurance. 9-12 Financial Preparation and Recovery
SS.912.FL.7.4 Describe why people choose different amounts of insurance coverage based on their willingness to accept risk, occupation, lifestyle, age, financial profile, and price of insurance. 9-12 Financial Preparation and Recovery
SS.912.FL.7.7 Explain that people can lower insurance premiums by behaving in ways that show they pose a lower risk. 9-12 Financial Preparation and Recovery
SS.912.FL.7.8 Identify the purposes of various types of insurance and warranties. 9-12 Financial Preparation and Recovery
SS.912.FL.7.9 Explain how government programs provide a social safety net that protects an individual from an economic hardship created by unexpected events. 9-12 Financial Preparation and Recovery
MA.912.FL.4.1 Calculate and compare various options, deductibles and fees for various types of insurance policies using spreadsheets and other technology. 9-12 Financial Preparation and Recovery
SS.912.FL.7.5 Explain how governments and contractual obligations can influence the decisions and responsibilities of individuals to obtain different forms of insurance. 9-12 —
SS.912.FL.7.6 Describe how an insurance contract can increase the probability or size of a potential loss. 9-12 —
MA.912.FL.4.2 Compare the advantages and disadvantages for adding on a one-time warranty to a purchase using spreadsheets and other technology. 9-12 —
Earning Income 4/6 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.2.1 Discuss that people choose jobs or careers for which they are qualified based on potential income as well as non-income factors such as job satisfaction, independence, risk, family, or location. 9-12 Your Financial Future
SS.912.FL.2.2 Explain that people vary in their willingness to obtain more education or training because these decisions involve incurring immediate costs to obtain possible future benefits. 9-12 Your Financial Future
SS.912.FL.2.3 Evaluate ways people can make more informed education, job, or career decisions by evaluating the benefits and costs of different choices. 9-12 Your Financial Future
SS.912.FL.2.7 Explain how interest, dividends, and capital gains are forms of income earned from financial investments. 9-12 Your Financial Future
SS.912.FL.2.4 Analyze the reasons why the wage or salary paid to workers in jobs is usually determined by the labor market. 9-12 —
SS.912.FL.2.5 Discuss reasons why changes in economic conditions or the labor market can cause changes in a worker’s income or may cause unemployment. 9-12 —
Taxes 6/6 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.2.6 Explain that taxes are paid to federal, state, and local governments to fund government goods and services and transfer payments to individuals. 9-12 Financial Preparation and Recovery
SS.912.FL.2.8 Discuss how the sources of income, amount of income, as well as the amount and type of spending affect the types and amounts of taxes paid. 9-12 Financial Preparation and Recovery
SS.912.FL.2.11 Describe how Social Security is funded and the benefit it provides to retirees. 9-12 Your Financial Future
SS.912.FL.2.12 Identify and complete appropriate tax forms in order to calculate the amount of federal tax owed. 9-12 Financial Preparation and Recovery
SS.912.FL.2.13 Describe the types and sources of taxes at the local level. 9-12 Financial Preparation and Recovery
MA.912.FL.2.6 Given a real-world scenario, complete and calculate federal income tax using spreadsheets and other technology. 9-12 Financial Preparation and Recovery
Consumer Protection & Fraud 6/6 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.3.7 Understand that governments establish laws and institutions to provide consumers with information about goods or services being purchased and to protect consumers. 9-12 Financial Preparation and Recovery
SS.912.FL.3.10 Understand that when individuals or business owners buy or sell goods or services, they may enter into contracts. 9-12 Using Credit Cards
SS.912.FL.3.11 Evaluate and interpret terms and conditions within a contract. 9-12 Using Credit Cards
SS.912.FL.3.12 Understand the process of identifying and contesting an incorrect billing statement. 9-12 Using Credit Cards
SS.912.FL.5.12 Discuss that consumers who use credit should be aware of laws that are in place to protect them. 9-12 Using Credit Cards
SS.912.FL.5.13 Explain that consumers are entitled to a free copy of their credit report annually. 9-12 Establishing Credit
Banking & Payments 5/6 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.3.8 Evaluate how different forms of payment can result in costs or fees. 9-12 Managing Your Money
SS.912.FL.4.1 Describe the different types of accounts and financial products offered through banking institutions. 9-12 Managing Your Money
SS.912.FL.4.2 Compare and contrast the characteristics of the various accounts and services offered by depository institutions. 9-12 Managing Your Money
SS.912.FL.4.3 Explain how people should regularly track and manage funds in their account to ensure enough funds are available to cover outstanding transactions or future automated withdrawals. 9-12 Managing Your Money
MA.912.FL.3.5 Compare the advantages and disadvantages of using cash versus personal financing options. 9-12 Managing Your Money
MA.912.FL.2.4 Given current exchange rates, convert between currencies. Solve real-world problems involving exchange rates. 9-12 —
Saving 3/5 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.4.7 Describe ways that money received or paid in the future can be compared to money held today by discounting future value based on the rate of interest. 9-12 The Importance of Saving
SS.912.FL.4.9 Describe government policies that create incentives and disincentives for people to save. 9-12 The Importance of Saving
SS.912.FL.4.10 Explain how employer benefit programs create incentives and disincentives to save and how an employee’s decision to save can depend on how the alternatives are presented by the employer. 9-12 Your Financial Future
SS.912.FL.4.5 Describe how inflation reduces the value of money. 9-12 —
SS.912.FL.4.6 Compare the difference between the nominal interest rate and the real interest rate. 9-12 —
Financial Systems & Regulation 2/4 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.4.8 Explain ways that government agencies supervise and regulate financial institutions to help protect the safety, soundness, and legal compliance of the United States banking and financial system. 9-12 Managing Your Money
SS.912.FL.7.15 Examine laws and regulations concerning personal finance. 9-12 Financial Preparation and Recovery
SS.912.FL.6.11 Describe why an economic role for a government may exist if individuals do not have complete information about the nature of alternative investments or access to competitive financial markets. 9-12 —
SS.912.FL.6.12 Compare the Securities and Exchange Commission (SEC), the Federal Reserve and other government agencies that regulate financial markets. 9-12 —
Retirement Planning 3/4 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.7.13 Explain that financial planning includes preparing for contingencies, including death. 9-12 Financial Preparation and Recovery
MA.912.FL.4.3 Compare the advantages and disadvantages of various retirement savings plans using spreadsheets and other technology. 9-12 Your Financial Future
MA.912.FL.4.4 Collect, organize and interpret data to determine an effective retirement savings plan to meet personal financial goals using spreadsheets and other technology. 9-12 Your Financial Future
SS.912.FL.7.14 Explain the implications of receiving an inheritance. 9-12 —
Budgeting & Cash Flow 3/3 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.3.9 Develop a budget based on a given income and expenses for long-term and short-term financial goals. 9-12 Financial Building Blocks
SS.912.FL.4.4 Discuss the impact of spending versus saving. 9-12 Financial Building Blocks
MA.912.FL.2.5 Develop budgets that fit within various incomes using spreadsheets and other technology. 9-12 Financial Building Blocks
Postsecondary Financing 3/3 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.5.14 Analyze how postsecondary education can be financed through scholarships, grants, work-study, student loans, and savings. 9-12 Your Financial Future
SS.912.FL.5.17 Compare different types of student loans and understand how to complete a student loan application. 9-12 Managing Your Debt
MA.912.FL.3.7 Compare the advantages and disadvantages of different types of student loans by manipulating a variety of variables and calculating the total cost using spreadsheets and other technology. 9-12 Managing Your Debt
Identity Theft & Cyber Safety 3/3 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.7.10 Identify the responsible use of personal information to prevent identity theft. 9-12 Financial Preparation and Recovery
SS.912.FL.7.11 Compare federal and state regulations that provide remedies and assistance for victims of identity theft. 9-12 Financial Preparation and Recovery
SS.912.FL.7.12 Identify the implications of social networking sites and other online activity on an individual’s digital footprint. 9-12 Financial Preparation and Recovery
Entrepreneurship 0/3 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.2.9 Describe why some people choose to become entrepreneurs as a career choice. 9-12 —
MA.912.FL.2.2 Solve real-world problems involving profits, costs and revenues using spreadsheets and other technology. 9-12 —
MA.912.FL.3.12 Given fixed costs, per item costs and selling price, determine the break-even point for sales volume. 9-12 —
Housing & Mortgages 2/2 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.5.11 Explain that people often apply for a mortgage to purchase a home. 9-12 Making Housing Decisions
MA.912.FL.3.9 Compare the advantages and disadvantages of different types of mortgage loans by manipulating a variety of variables and calculating fees and total cost using spreadsheets and other technology. 9-12 Making Housing Decisions
Net Worth & Wealth Building 1/1 covered
ID Standard Grade iKnowFi Academy Course
MA.912.FL.2.1 Given assets and liabilities, calculate net worth using spreadsheets and other technology. 9-12 Your Financial Future
Employment & Benefits 0/1 covered
ID Standard Grade iKnowFi Academy Course
SS.912.FL.2.10 Evaluate the benefits and costs of “gig” employment. 9-12 —
Macroeconomics/Market Context 0/1 covered
ID Standard Grade iKnowFi Academy Course
MA.912.FL.2.3 Explain how consumer price index (CPI), gross domestic product (GDP), stock indices, unemployment rate and trade deficit are calculated. Interpret their value in terms of the context. 9-12 —

Florida Financial Literacy FAQ

Yes. Florida requires financial literacy instruction, effective since 2020.

Florida requires financial literacy instruction as part of the social studies curriculum. Senate Bill 1554 (effective 2020) mandates that all K-12 students receive financial literacy education, with specific standards embedded in the B.E.S.T. (Benchmarks for Excellent Student Thinking) Standards for Social Studies.

Florida's financial literacy requirement is established by SB 1054 (Dorothy L. Hukill Financial Literacy Act). Effective 2022-07-01.

Requires all high school students to earn a half-credit in personal financial literacy and money management, covering bank accounts, credit scores, taxes, and debt management, as a graduation requirement beginning with students entering 9th grade in 2023-2024.

Florida's financial literacy standards apply to grades K-5, 6-8, 9-12. Standards are integrated into existing coursework.

Florida has 116 financial literacy standards spanning 16 topic areas including Credit & Debt, Investing, Financial Decision-Making & Behavior, Insurance & Risk Management, Taxes.

Florida's 116 standards are organized across 16 topics: Credit & Debt, Investing, Financial Decision-Making & Behavior, Insurance & Risk Management, Taxes, Consumer Protection & Fraud, Banking & Payments, Earning Income, Budgeting & Cash Flow, Saving, Postsecondary Financing, Identity Theft & Cyber Safety, Retirement Planning, Financial Systems & Regulation, Housing & Mortgages, Net Worth & Wealth Building.

Florida uses a state adoption process. Districts select from a state-approved vendor list.

Florida uses a state adoption system where the Department of Education approves instructional materials for K-8 core subjects. Districts must select from the state-approved list, though they may supplement with non-adopted materials.

iKnowFi Academy covers 86 of Florida's 116 financial literacy standards (74% coverage) across 10 self-paced online courses.

Each course is aligned to Florida's specific learning objectives, built on the Absorb LMS, and includes built-in assessments. Teachers assign them and students work independently.

Florida's next curriculum review is scheduled for 2030 on a 6-year cycle.

Florida operates on staggered adoption cycles by subject area. Different subject areas are adopted in different years to spread the review and purchasing process. The state has been modernizing its adoption process with emphasis on digital materials and B.E.S.T. Standards alignment.

Get Your Free Florida Standards Alignment Report

See exactly how iKnowFi Academy maps to each of Florida's 116 financial literacy standards — standard by standard, module by module.

  • 86 of 116 standards covered
  • 10 self-paced courses, ready to assign
  • Built-in assessments and progress tracking
  • No schedule changes needed — students work independently

Ready to see the full alignment?

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Last updated: March 2026