Louisiana integrates financial literacy into existing courses rather than requiring a standalone class. The state has 22 financial literacy standards across 9 topic areas that are embedded within subjects like economics and social studies.

Last updated: March 2026

22 Standards
9 Topic Areas
integrated Mandate Status
6-8, 9-12 Grade Levels

Does Louisiana Require Financial Literacy Education?

Yes, through integration. Louisiana requires financial literacy concepts to be taught within existing courses rather than as a standalone class. Louisiana requires financial literacy instruction integrated within social studies and other core subjects at grade levels 6-12. As of 2022 legislation, financial literacy standards have been incorporated into state standards frameworks, with emphasis on personal finance concepts.

Mandate Details

Status
integrated
Effective Year
2022
Standalone Course
No
Grade Levels
6-8, 9-12
Legislation
HB 103 (2023 Regular Session), Act No. 267 of 2023, codified as R.S. 17:270 (Signed June 9, 2023 by Governor John Bel Edwards (applies beginning with the 2026-2027 graduating class))
Act No. 154 of 2018 (SB 315) (2018)

Key Agencies

Louisiana Department of Education (LDE)
Oversees K-12 education, manages adoption lists, vendor registration, and procurement oversight
Louisiana State Board of Elementary and Secondary Education (BESE)
Approves instructional materials and adoption lists; sets standards and adoption policies
Louisiana Student Standards
Manages state standards alignment and curriculum frameworks for adoption review
What this means for districts: Teachers need resources that address financial literacy objectives within their existing courses. A standards-aligned supplement can help ensure coverage without requiring schedule changes.

What Are Louisiana's Financial Literacy Standards?

Louisiana has 22 financial literacy standards organized across 10 topic areas. These topics range from Macroeconomics/Market Context and Credit & Debt to Insurance & Risk Management, covering the full spectrum of personal finance education.

8 standards
Macroeconomics/Market Context
0 covered 8 gaps
4 standards
Credit & Debt
4 covered
2 standards
Banking & Payments
2 covered
2 standards
Budgeting & Cash Flow
2 covered
1 standard
Employment & Benefits
1 covered
1 standard
Financial Decision-Making & Behavior
1 covered
1 standard
Consumer Protection & Fraud
1 covered
1 standard
Saving
1 covered
1 standard
Investing
1 covered
1 standard
Insurance & Risk Management
1 covered

How Louisiana School Districts Adopt Financial Literacy Curriculum

Louisiana is a state adoption state, meaning curriculum must appear on a state-approved list before districts can purchase it with state funds. Louisiana is a state adoption state where the Louisiana State Board of Elementary and Secondary Education (BESE) maintains an approved textbook list for core subject areas. Districts must select materials from the state-adopted list.

Purchasing Process

Louisiana uses a state adoption list model where BESE reviews and approves instructional materials for core subjects. Districts select from approved materials, though some flexibility exists for supplementary resources and elective courses.

Decision Level

The state sets adoption lists and approval processes, but individual school districts make final purchasing decisions from the approved list. Some districts have autonomy in selecting among approved options.

Textbook Adoption Cycle

Cycle Length
6 years
Next Review
2030
Subject Area
Multiple core subjects including English Language Arts, Mathematics, Science, Social Studies on rotating schedule

Louisiana operates on a multi-year adoption cycle with different subject areas reviewed in different years. Materials must align with Louisiana State Standards (LaSS) in effect at time of adoption.

Cooperative Purchasing Options

Louisiana Association of School Executives (LASE) Cooperative Purchasing National Purchasing Cooperative Alliance (participating districts) State Purchasing Group for Educational Cooperatives

Curriculum That Meets Louisiana's Financial Literacy Standards

Districts looking for a standards-aligned financial literacy curriculum can use iKnowFi Academy — a self-paced, online platform built on the Absorb LMS that maps directly to Louisiana's learning objectives. iKnowFi Academy covers 14 of 22 standards (63.6% coverage) across 8 courses.

Louisiana Standards Coverage

63.6%
14 of 22 standards covered 8 courses

Aligned Courses

Borrowing Money

1 module · 1 standard aligned

Financial Building Blocks

1 module · 3 standards aligned

Financial Preparation and Recovery

2 modules · 2 standards aligned

Managing Your Debt

1 module · 1 standard aligned

Managing Your Money

1 module · 2 standards aligned

The Importance of Saving

1 module · 1 standard aligned

Using Credit Cards

2 modules · 2 standards aligned

Your Financial Future

2 modules · 2 standards aligned

Louisiana's Financial Literacy Standards & iKnowFi Academy Alignment

All 22 standards — 14 covered by iKnowFi Academy.

Macroeconomics/Market Context 0/8 covered
ID Standard Grade iKnowFi Academy Course
C.14 Explain ideas presented in Adam Smith's “The Wealth of Nations,” including his ideas about free markets and the “invisible hand.” 9–12 —
C.14 Compare and contrast capitalism and socialism as economic systems. 9–12 —
C.14 Describe different perspectives on the role of government regulation in the economy. 9–12 —
C.14 Analyze the role of government institutions in developing and implementing economic policies, 9–12 —
C.14 Explain the effects of government policies on market outcomes, including both intended and unintended consequences. 9–12 —
C.14 Explain the factors that influence the production and distribution of goods by individuals and businesses operating in a market system, including monopolistic competition, perfect competition, monopoly, and oligopoly (+9 more) 9–12 —
C.14 Explain ways in which competition, free enterprise, and government regulation influence what is produced and allocated in an economy, including national and global consequences. 9–12 —
C.14 Explain the effects of specialization and trade on the production, distribution, and consumption of goods and services for individuals, businesses, and societies. 9–12 —
Credit & Debt 4/4 covered
ID Standard Grade iKnowFi Academy Course
C.15 Explain the benefits of using credit 9–12 Using Credit Cards
C.15 Explain the risks of using credit 9–12 Using Credit Cards
C.15 Examine the various uses 9–12 Managing Your Debt
C.15 Compare types of credit services available to the consumer from various institutions. 9–12 Borrowing Money
Banking & Payments 2/2 covered
ID Standard Grade iKnowFi Academy Course
C.15 Apply given financial data to real life situations such as balancing a checking account 9–12 Managing Your Money
C.15 Apply given financial data to real life situations such as reading bank and credit card statements 9–12 Managing Your Money
Budgeting & Cash Flow 2/2 covered
ID Standard Grade iKnowFi Academy Course
C.15 Create a budget 9–12 Financial Building Blocks
C.15 Explain its importance in achieving personal financial goals and avoiding negative financial consequences. 9–12 Financial Building Blocks
Employment & Benefits 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Explain the relationship between education, training, and career options to future earning potential. 9–12 Your Financial Future
Financial Decision-Making & Behavior 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Apply given financial data to real life situations such as purchasing major goods 9–12 Financial Building Blocks
Consumer Protection & Fraud 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Apply given financial data to real life situations such as avoiding consumer fraud 9–12 Financial Preparation and Recovery
Saving 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Compare types of savings services available to the consumer from various institutions. 9–12 The Importance of Saving
Investing 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Compare types of investment services available to the consumer from various institutions. 9–12 Your Financial Future
Insurance & Risk Management 1/1 covered
ID Standard Grade iKnowFi Academy Course
C.15 Compare types of insurance services available to the consumer from various institutions. 9–12 Financial Preparation and Recovery

Louisiana Financial Literacy FAQ

Louisiana integrates financial literacy into existing courses rather than requiring a standalone class.

Louisiana requires financial literacy instruction integrated within social studies and other core subjects at grade levels 6-12. As of 2022 legislation, financial literacy standards have been incorporated into state standards frameworks, with emphasis on personal finance concepts.

Louisiana's financial literacy requirements are established by HB 103 (2023 Regular Session), Act No. 267 of 2023, codified as R.S. 17:270 and Act No. 154 of 2018 (SB 315).

Requires each student to successfully complete a one-unit standalone Financial Literacy course as a requirement for high school graduation, covering types of bank accounts, principles of money management, credit, credit scores, and managing debt. Previously required financial literacy instruction as a requirement for high school graduation, but allowed it to be embedded in another course rather than as a standalone course. Superseded by HB 103/Act 267 of 2023.

Louisiana's financial literacy standards apply to grades 6-8, 9-12. Standards are integrated into existing coursework.

Louisiana has 22 financial literacy standards spanning 9 topic areas including Credit & Debt, Banking & Payments, Budgeting & Cash Flow, Employment & Benefits, Financial Decision-Making & Behavior.

Louisiana's 22 standards are organized across 9 topics: Credit & Debt, Banking & Payments, Budgeting & Cash Flow, Employment & Benefits, Financial Decision-Making & Behavior, Consumer Protection & Fraud, Saving, Investing, Insurance & Risk Management.

Louisiana uses a state adoption process. Districts select from a state-approved vendor list.

Louisiana uses a state adoption list model where BESE reviews and approves instructional materials for core subjects. Districts select from approved materials, though some flexibility exists for supplementary resources and elective courses.

iKnowFi Academy covers 14 of Louisiana's 22 financial literacy standards (64% coverage) across 8 self-paced online courses.

Each course is aligned to Louisiana's specific learning objectives, built on the Absorb LMS, and includes built-in assessments. Teachers assign them and students work independently.

Louisiana's next curriculum review is scheduled for 2030 on a 6-year cycle.

Louisiana operates on a multi-year adoption cycle with different subject areas reviewed in different years. Materials must align with Louisiana State Standards (LaSS) in effect at time of adoption.

Get Your Free Louisiana Standards Alignment Report

See exactly how iKnowFi Academy maps to each of Louisiana's 22 financial literacy standards — standard by standard, module by module.

  • 14 of 22 standards covered
  • 8 self-paced courses, ready to assign
  • Built-in assessments and progress tracking
  • No schedule changes needed — students work independently

Ready to see the full alignment?

Free for Louisiana school districts

Request Alignment Report Schedule a Demo
Last updated: March 2026